Pay Later Or Split In 3 With Klarna
Shop & Support Independents

We’re excited to announce we have partnered with Klarna to bring you new ways to pay at checkout.

It’s a safe and simple way to get the stuff you want when you want it.

 

Here’s how it works:

Step 1

Add products to your cart and select either “Pay in 30 days” or “3 interest-free instalments” when you check out


Step 2

Enter a few personal details and you’ll know instantly if you’re approved


Step 3

Klarna will send you an email confirmation and reminders when it’s time to pay


Step 4

You can complete your future Klarna purchases with just one click



Please ensure that you have entered the correct billing address and have included your date of birth. Klarna requires you to be 18 or over. Orders below £35 will not be eligible for pay in 3 instalments.

See below for more details.


Pay in 3 interest-free instalments 

Shop today and split purchases into 3 equal interest-free instalments. Zero interest and never any fees. Simply enter your card details and automatic payments are taken every 30 days.

Pay in 30 days

Shop now and pay for only what you decide to keep. With this home try-on shopping option, get the items you want now and pay up to 30 days after shipment. No upfront payments and zero interest. Never any interest or fees.

Pay online or in the app

Review your latest purchases and make payments in the Klarna app or online.

● Download the Klarna app: https://www.klarna.com/app

● Log in online: https://app.klarna.com/login

● Chat with customer service: https://www.klarna.com/uk/customer-service/

Safe and secure

With Klarna, you are always covered through Klarna’s Buyer Protection policy. Modern safeguards protect your information to prevent unauthorized purchases.

Frequently asked questions

Visit our FAQ page to find out more about using Klarna: https://www.klarna.com/uk/customer-service/

About Klarna

At Klarna, we have a relentless focus on creating the best shopping experience in the world. We believe payments are so much more than just a way to send money. That’s why our smooth payment methods give you more time, control, and joy so you can focus on the things you love.

● 90 million shoppers are using Klarna.

● 200,000 retailers are working with us worldwide.

● We’ve been powering online checkouts for 15 years.

Klarna FAQ's

Who is Klarna?

Klarna is a Swedish payment service provider that takes end-to-end responsibility for your payment. Klarna is the provider of Smoooth payments to more than 70,000 online stores. Over 60 million consumers worldwide have trusted Klarna to securely handle their payments.

 

How does Pay later work?

Once your order's confirmed, you'll receive an email with payment instructions within two days from Klarna. You'll then have 14/30 days to try on your order and only pay when you’re happy. Complete the payment online, at your convenience, with no extra cost. You can pay via credit or debit card at www.klarna.com/uk

 

Am I eligible for Pay later?

To use Pay later you must be at least 18 years old. Whilst this option is widely promoted, Pay later is subject to your financial circumstances. When choosing Pay later, our assessment will not affect your credit rating. PLEASE NOTE: Klarna will only show subject to financial circumstance. If you don't see Klarna as a payment option you have not passed the soft credit check criteria. 

 

How can I increase my chances of being accepted for Pay later?

Klarna is unique and offers Pay later based on a number of factors such as the order value, previous order history, and item availability.

If you are 18 or over, you can improve your chances of being offered Pay later by ensuring you provide your full name and accurate address details and shipping to your registered billing address.

All orders are assessed individually. Just because you have had Pay later before does not mean it will be offered for every order and in turn, as it is denied does not mean it will be denied for all future orders.

 

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna, you'll need to provide your mobile phone number and your email address. The mobile number is required in case we need to reach you. All statements will be sent to your email address. It's very important that you give us the correct details, as otherwise you will not receive the payment information and so will be liable for delayed payment fees.

 

Will a credit search take place against me?

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Clues Fashion run credit searches against you that could impact your credit rating.

 

Why have I not been offered Pay later?

Although Pay later is widely promoted it is not always universally available. The Pay later method is automatically generated by algorithms that are dependent upon a number of factors including the amount of the order, the online store, previous order history, and item availability. Alternatively, you are able to complete your order by paying by credit or debit card at the checkout.

 

What are my payment options with Klarna?

You can pay with debit or credit card immediately in the checkout or take advantage of our Pay later payment option, where you can pay for the goods once you have received them via credit card or debit card.

 

What happens if I cancel or return my order?

As soon as we have accepted your cancellation/return, then Klarna will cancel the statement or refund your payment.

 

What happens if I don’t pay for my order?

Payment is due 14/30 days after the item is shipped. To help you pay on time, we'll alert you two days before payment is due – you'll receive email reminders to pay – and, if very late, we’ll also send you a text or letter, too. If you fail to pay Klarna for your order, your credit score will be affected.

 

I have been asked to go to Klarna's site. Is this correct?

If you have chosen to Pay later, Klarna will send you an email with further details on how to pay. Your email will contain a link to Klarna where you can settle your payment with your credit or debit card.

 

What do I need to provide when I make a purchase?

If you want to make a purchase with Klarna you need to provide your name, address, and email address. For some orders, you may need to provide your mobile number or date of birth, too. All information will be sent to your email address, including payment reminders and links to your online statements. It's very important, that you give us the correct details, as otherwise, you will not receive the payment information.

 

Is my payment information safe?

Payment information is processed securely by Klarna. No card details are transferred to or held by Clues Fashion. All transactions take place via connections secured with the latest industry-standard security protocols.

 

Can I pay before the due date?

You can pay for your order at any point after you receive the email from Klarna with the details of your payment. Just follow the instructions on this email to pay for your order.

 

Have you received my payment?

If you pay by card, Clues Fashion will confirm your order right away. If paying by Pay later, Klarna will send you a payment confirmation to the email address that you have used for your order. If you have made a payment but not received the payment confirmation, you can always check the status of your order and payments by logging in at www.klarna.com.

 

What happens to my statement, when I've returned the goods?

Once Clues Fashion has received the return (partial or full) and you have received the confirmation of this, an updated statement will be sent to you by Klarna if you've made a partial return. With a full return, your statement will be closed.

 

I've received a statement, but I've not yet received my goods.

You have [14/30] days to pay, so you don’t need to pay right away. If your due date is near and there is no sign of your goods, please contact us at info@cluesfashion.co.uk so we can check on delivery. You can also contact Klarna’s Customer Service so that we can postpone the due date on your payment.

 

I have cancelled my order. How long will it take until I receive my refund?

As soon as we have registered your cancellation or your return, the refund will be processed within 5 business days.

 

I have asked for a refund. How will I be refunded?

If you have paid for your order with a card, the refund will be made back to the same card. If you have not paid the statement yet, then the refund will reduce the statement or cancel it completely depending on how you placed the order.

 

I haven’t received an email with my statement/payment information.

If you do not have your statement number to hand you can log in at www.klarna.com/uk, where you will find all of your orders and be able to make payments. Alternatively, you can contact Customer Service and they will be able to provide you with the payment details.

 

I still have questions regarding payment, how can I get in touch?

Visit Klarna’s Customer Service for a full list of FAQ’s, live chat, and telephone options.

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